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Senior Credit Analyst

February 21, 2013 - April 30, 2013
Location:Wyomissing, PA
Exempt/Non-Exempt:Exempt
Employment Type:Full Time
Department:Banking
Description:General Responsibilities: Responsible for performing duties to support the credit analysis function.
Duties:Duties include: Spreads financial statements for commercial loan accounts; Maintains database for commercial loan accounts; Assists in the research and assembles information and documentation for loan review; Maintains a record of commercial loan collateral securities, develops and maintains a collateral register system for these loans; Prepares write-ups with analystís comments on commercial loan credits which are presented to the loan committee; Maintains a system for timely receipt of all required annual financial statements; Maintains existing credit files for commercial loan borrowers; Assists lenders and Senior Loan Officer in the loan analysis, documentation and loan structuring, and in gathering credit history on new and existing borrowers.
Qualifications:Required Education, Training, Experience: A B.S. or B.A. degree in a related field of study preferred or specialized financial analysis training. Proficient reading, writing, grammar and mathematics skills; a thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations; proficient ability to analyze and interpret financial statements; visual and auditory skills A minimum of three year's experience in related banking position.


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